Home Loans and Mortgages with A personal Touch!

Welcome to my website!

Whether you are looking to purchase, refinance, do a reverse mortgage, need 102% financing, FHA or Va, I will walk you through it and guide you every step of the way.

I hope that you find all of the answers that you need....if not, just remember..I am only a phone call or email away.  If I don't have the answer or the program, I promise you I will find it!

My background in Insurance and Financial Services helps me to help you prepare for homeownership.        I love to educate people on the process of purchasing or refinancing a home.  No question is stupid here!!!  Ask away!

I am a 2nd generation native to this area, so I have a lot of connections with quality business professionals to meet any need that you may have before, during and after your mortgage process.  In fact, I can help you save money with any need that you may have around your home. I have a referral service that is better than the yellow pages!  If you need something or if you are looking to make improvements around your home call me 1st.  If I have a relationship with someone in that field, I will refer you to them and they may give you a discount just for mentioning my name, but most important, I will only refer you to quality professionals.

Look around the website, apply online or send me an email and tell me if there is something that you like me to add to my site!!

I hope to be of service to you soon!    

Amber Garcia

P.S. I promise to beat your bank/credit unions rate and/or closing costs or dinner is on me!